Free credit report free credit score Georgia

There has been a proliferation of confusing advertising regarding where consumers can obtain their free annual [credit] file, according to the FTC. The new rules free credit report free credit score Georgia were drafted because a provision in the Credit CARD Act of 2009 says, beginning Feb.

22, 2010, radio, TV and other ads for free credit reports must include the following disclaimer: This is not the free credit free credit report free credit score Georgia report provided for by federal law.

These advertisements direct consumers not to AnnualCreditReport.com, the free credit report free credit score Georgia authorized source for free annual file disclosures, but to commercial websites free credit report free credit score Georgia operated by the nationwide CRAs (credit reporting agencies) or others that sell a variety of products and services, according to the FTC. Further, when a consumer uses an Internet search engine to find the website for free annual file disclosures, the search engine will usually free credit report free credit score Georgia list 'sponsored' links -- again, selling products and services -- such as 'FreeCreditReport.com' first. free credit records As a result of this advertising, consumers are often misled and confused about where to go to obtain the free annual file disclosure mandated by federal free credit report free credit score Georgia law.

Getting a 'free' credit report is one of the most confusing and frustrating experiences there is. The FTC free credit report free credit score Georgia is also seeking to make getting free free credit report free credit score Georgia credit reports on the official site -- AnnualCreditReport.com -- less confusing for consumers. Today, the site makes it easy for consumers to get sidetracked from the free path with ads and special offers for additional services that are not free. best credit report The proposal would ban free credit report free credit score Georgia those pitches until after consumers have signed up for their free reports. Also banned: requiring consumers to set up accounts on the site before they can get their free reports. Hundreds comment on proposed rules Of the more than 1,000 comments filed with the free credit report free credit score Georgia FTC about the proposed changes, an overwhelming majority free credit report free credit score Georgia support the new rules. Carl Levin, the National Association of Attorneys General and the National Consumer Law Center were among those supporting the rules. Among those expressing concerns for commercial expression on the Internet and free commerce were: the Interactive Advertising Bureau, National Business Coalition free credit report free credit score Georgia for E-Commerce and Privacy and the Direct Marketing Association. check credit score The majority of comments were from consumers, some fuming over what they call deception when trying to obtain their free reports.